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INTERBANK NETWORKS

CLEARING HOUSE

CREDIT  SCORE BUREAU

CREDIT RATING AGENCIES

CREDIT BUREAU BY COUNTRY

 Argentina

 Organización Veraz S.A. (Equifax Inc. affiliate) .

http://www.veraz.com.ar/

 FELIDAS

http://www.fidelitas.com.ar/

NOSIS

http://www.nosis.com.ar/SitioNosisWeb/Default.aspx

Armenia

ACRA Credit Bureau 

http://www.acra.am/

Australia Veda Advantage

 http://www.vedaadvantage.com/

 Dun & Bradstreet

http://dnb.com.au/

Austria

 Experian Scorex

 http://www.experian-scorex.de/_sterreich.at.0.html

Kreditschutzverband von 1870 (KSV)

http://www.ksv.at/ 

Bahrain

The Benefit Company

 www.benefitco.com.bh

 Belgium

UPC-BVK

Bolivia

 Entidad De Servicios De Información Enserbic S.A.

http://www.infocenter.com.bo/

 INFOCRED BIC S.A

www.infocred.bo

 Bosnia And Herzegovina

LRC Credit Bureau

http://www.lrcbh.com/

 Botswana

TransUnion ITC

http://www.transunionitc.co.za/

 CRBAfrica

www.crbafrica.com /

Compuscan Botswana

http://www.compuscan.co.za/

Brazil

Equifax Brasil

 www.equifax.com.br/default_pse.asp

 SCPC (SERVIÇO CENTRAL DE PROTEÇÃO AO CRÉDITO)

Serasa S.A

.http://www.serasa.com.br/

Bulgaria

CreditInfo  Bulgaria

www.creditinfo.bg/

Experian Bulgaria

http://www.experian.bg/

Canada

 Equifax Canada

www.equifax.com/EFX_Canada/

EFX_Canada/ TransUnion

http://www.creditbureaucambodia.com/

Cambodia

Credit Bureau (Cambodia) Co., Ltd

Chile

Camara de Comercio de Santiago (CCS)

Databusiness S.A.

 Equifax Chile

 SINACOFI

SIISA

China

Huaxia D&B China 

Colombia

Computec - DataCrédito 

CIFIN

 Costa Rica

Teletec S A (Equifax)

TransUnion Costa Rica

DATUM (Equifax)

Protectora de Crédito Comercial, S.A.

 Cero Riesgo, S.A.

Croatia

Hrvatski Registar Obveza Po Kreditima

Cyprus

First Cyprus Credit Bureau (FCCB)

Czech Republic

CBCB - Czech Banking Credit Bureau

 CreditInfo Czech Republic

Denmark

RKI Kredit Information A/S (Experian Denmark)

Dominican Republic

Transunion www.transunion.com.do

DataCredito

http://www.datacredito.com.do

 Dubai

EMCRED

www.emcredit.com

Ecuador Acredita Buró de información crediticia S.A

www.datacredito.com.ec

CREDIT REPORT C.A. Buró de Información Crediticia ( EQUIFAX)

www.equifax.com

CALTEC Buró de Información Crediticia, S.A.

http://www.caltecburo.com/

Egypt

 I-Score

http://www.i-score.com.eg/

 El Salvador

El Salvador

www.equifax.com.sv/equifax/

 Procredito -Transunion Central America

http://www.bancoprocredit.com.sv/

 Asociación Protectora de Créditos de El Salvador (PROCREDITO)

www.procredito.com.sv

Estonia

Krediidiinfo AS (Experian)

www.krediidiinfo.ee

Fiji

Databureau

www.databureau.com.fj

Finland

Experian Finland

www.experian.fi/

Suomen Asiakastieto Oy - Finska

 www.asiakastieto.fi

France

Experian France

www.experian.fr/

Georgia

CreditInfo Georgia

www.creditinfo.ge/



Germany

Experian Germany

www.experian.de/

SCHUFA Holding AG

www.schufa.de

Creditreform

 Ghana

 XDS Ghana Limited

http://www.xdscreditbureau.com/

Greece

CreditInfo Hellas

 www.alphami.gr/

Tiresias SA Interbanking Information Systems

www.tiresias.gr/

 Guatemala

TransUnion Guatemala

www.tuca.org

ORBE CEDIREF

Guyana

Creditinfo Guyana

www.creditinfo.gy

Honduras

 TransUnion Honduras

 www.tuca.org

Hong Kong,

 China TransUnion Information Services Limited http://www.transunion.hk/

 Hungary

BISZ Zrt

 www.bisz.hu

Iceland

CreditInfo Group

 www.fmv.is/

India

Credit Information Bureau (India) Ltd (CIBIL)

www.cibil.com

Highmark Credit Information Services

http://www.myhighmark.com/

Equifax Credit Information Services Pvt Ltd (ECIS)

 www.equifax.com

Experian India

http://www.experian.in/

Indonesia Biro Kredit

 Indonesia

www.birokredit.com

 Iran

 Iran Credit Scoring (ICS)

http://www.irancreditscoring.com/

Ireland

Experian Ireland

www.experian.ie/

 Irish Credit Bureau (ICB)

 www.icb.ie

 Israel

 BDI Business Data Israel Ltd.

 www.bdi.co.il

Italy

 Experian Italy

www.experian.it/

 CRIF S.p.a.

 www.crif.com

 Consorzio per la Tutela del Credito (CTC)

 Japan

Credit Information Center Corporation

www.cic.co.jp

Experian Asia Pacific

http://www.experian.asia/

 Jamaica

 Creditinfo Jamaica

www.creditinfo

jamaica.com

Kazakhstan

The First Credit Bureau (CreditInfo)

www.1cb.kz/

Kenya

 Credit Reference Bureau Africa Limited

www.crbafrica.com

Metropol East Africa Ltd

http://metrolscore.com/

TransUnion Kenya

www.transunionitc.co.za

Korea, Rep.
Korea Information Service - KIS

www.kisinfo.com

 Korea Credit Bureau

www.koreacb.com

 Kuwait

Credit Information Network (Ci-Net)

www.cinet.com.kw

Kyrgyz Republic

Credit Information Bureau "Ishenim"

™ http://www.ishenim.kg/

Latvia

Creditinfo Latvia

www.creditinfolatvija.lv

Lithuania

Creditinfo Lietuva

www.creditinfo.lt

Macedonia Macedonian Credit Bureau (MKB)

http://www.mkb.mk/

Malaysia

CTOS Sdn Bhd

www.ctos.com.my

 BASIS RAM-DP Information Services Sdn Bhd (BRIS)

www.bris.com.my

Malawi

CRBAfrica Group www.crbafrica.com

Malta

CreditInfo Malta www.creditinfo.com.mt/ C

Mexico Buro de Credito (TransUnion) www.burodecredito.com.mx

Círculo de Crédito www.circulodecredito.com.mx

Dun & Bradstreet, S.A www.dnbmex.com.mx

Morocco

 Experian Morocco http://www.experian.co.ma/

Mozambique

CRBAfrica Group www.crbafrica.com

Namibia

TransUnion ITC www.transunionitc.co.za Compuscan Namibia www.compuscan.co.za

 Nepal

Credit Information Bureau of Nepal www.cibnepal.org

Netherlands

Experian Netherlands www.experian.nl/

Stichting Bureau Krediet Registratie http://www.bkr.nl/

 Equifax Decision Systems B.V. http://www.equifax.com/

 New Zealand Veda Advantage www.vedaadvantage.com

 Dun & Bradstreet

http://dnb.co.nz/

Nicaragua

TransUnion Nicaragua www.tuca.org

Nigeria

CreditRegistry Corporation, USA; CR services Ltd, Nigeria www.creditregistry.com

Credit Reference Company (CRC) http://www.creditreferencenigeria.com/

XDS http://www.xdscreditbureau.com

Norway

 CreditInfo Decision http://www.cidecision.com/ Experian Norway

www.experian.no/

Pakistan

News-VIS Credit Information Services Datacheck (PVT) Limited Panama Asociación Panameña de Crédito www.apc.com.pa

Papua New Guinea

Credit and Data Bureau http://www.cdb.com.pg/

Paraguay Informconf S.A. www.informconf.com.py

Peru Data

Credito (Experian) http://www.datacredito.com.pe/ Equifax Peru www.equifax.com.sv/equifax/

Philippines BAP Credit Bureau, Inc. www.bap.org.ph/

Poland

Biuro Informacji Kredytowej S.A. www.bik.pl

InfoScore BIG S.A.

Portugal Equifax Iberica (Credinformações) www.credinformacoes.pt

 Puerto Rico

TransUnion De Puerto Rico www.transunion.com

Romania Biroul de Credit S.A. www.birouldecredit.ro

CreditInfo Romania

 www.creditinfo.ro/

Russian Federation TransUnion CRIF Decision Solution Sberbank-Experian-Interfax http://www.experian-da.com/ru/products

 Rwanda

CRBAfrica Group www.crbafrica.com

 Saudi Arabia

Saudi Credit Bureau (SIMAH) www.simah.com

Abdul Latef Jameel Serbia Srpski Kreditni Biro

 http://www.s-kb.com/

 Senegal

Creditinfo VoLo

www.creditinfo.com

Singapore Credit Bureau (Singapore) Pte Ltd.

 www.creditbureau.com.sg

DB Information Group http://www.dpgroup.com.sg/

Slovak Republic

CreditInfo Slovakia www.creditinfo.sk/

SCB (Slovak Credit Bureau) http://www.scb.sk/

Slovenia

SISBON

http://www.zbs-giz.si/en/zdruzenje-bank

 South Africa

Compuscan Information Technologies (Pty) Ltd www.compuscan.co.za

Consumer Profile Bureau (Pty) Ltd www.cpbonline.co.za

CreditWatch (Pty) Ltd www.medicalcreditwatch.co.za Crosscheck Information Bureau (Pty) ltd

 www.crosscheckonline.co.za Experian South Africa (Pty) Ltd www.experian.co.za

 Inoxico (Pty) Ltd

www.inoxico.com

LexisNexis Risk Management (Pty) Ltd

www.lnrm.co.za

Managed Integrity Evaluation (Pty) Ltd

www.mie.co.za

Robertsons International Reports (Pty) Ltd

www.robreps.co.za

South African Fraud Prevention Services NPC

 www.safps.org.za

Tenant Profile Network (Pty) Ltd www.tpn.co.za

TenantWatch Business Activities www.tenantwatch.co.za

Transunion Credit Bureau (Pty) Ltd www.transunion.co.za

 Xpert Decision Systems (Pty) Ltd www.xds.co.za

 South Korea

National Information & Credit Evaluation (NICE) Korea Information Service (KIS) http://www.kisinfo.com/

 Spain

ASNEF - EQUIFAX www.asnefequifax.es/ Experian Bureau de Credito

www.experian.es

 Sri Lanka Credit

 Information Bureau of Sri Lanka https://www.crib.lk/

Swaziland

 TransUnion Swaziland www.transunionitc.co.za

 Sweden

Solidited UC www.uc.se Solidited AB http://www.soliditet.se/

 Saint Lucia Caribbean Credit Bureaus Ltd. (CCBL) http://www.ccbl.info.tt/Caribbean/

Switzerland

ZEK Switzerland

 www.zek.info

Tanzania

CRBAfrica Group www.crbafrica.com

Creditinfo Tanzania

 www.creditinfo.co.tz

Taiwan,

 China Joint Credit Information Center www.jcic.org.tw

 Thailand

Thai Credit Bureau Co., Ltd. www.ncb.co.th/

Trinidad & Tobago TransUnion_Trinidad and Tobago_Port of Spain www.transunion.co.tt

Turkey

KKB (KREDi KAYIT BUROSU A.S.) www.kkb.com.tr

Uganda

Compuscan Uganda www.compuscan.co.za

CRBAfrica Group www.crbafrica.com

Ukraine

First Credit Bureau Ukraine www.pvbki.com/ukr/

 International Bureau of Credit Histories https://credithistory.com.ua/ua/ IBCH

www.ibch.info

United Arab Emirates

Emcredit

www.emcredit.com

United Kingdom

Equifax UK

 www.equifax.co.uk/

Experian Ltd

www.uk.experian.com

CallCredit http://www.callcredit.co.uk/

United States

Equifax

www.equifax.com/

Experian www.experian.com/consumer/index.html

TransUnion www.transunion.com

Uruguay

 Clearing de Informes (una empresa Equifax)

www.clearing.com.uy

InfoCred http://www.ccisalto.com.uy/index

Uzbekistan

BANKLARARO KREDIT BYUROSI

Vietnam

PCB/CRIF

Zambia

Credit Reference Bureau Africa Ltd._Zambia_Lusaka www.crbafrica.com

Zimbabwe

 TransUnion ITC www.transunionitc.co.za

Portcullis (Pvt) LtD http://www.fcbureau.co.zw/